Bank Accounts
Traditional Current Accounts
Traditional current accounts provide a chequebook and a cashcard and no notification is required when withdrawing funds. There is a range of facilities offered with these accounts such as cheque guarantee cards, debit cards and overdrafts etc. Facilities such as minimum balance requirements, minimum amount of transaction, whether a cash card is available, limits to the number of withdrawals, and associated rates of bonuses or guarantees will change depending on which account you select.
Current Account Mortgage (CAM)
A flexible mortgage linked to a current account. These mortgages take the benefits of the flexible mortgage and use the funds held in the current account to offset the interest e.g. on a particular day a borrower has a mortgage balance of £50,000 and has £2,000 held in the current account.
Part of the role of our Account Managers is to advise our clients as to which bank accounts offer better value to customers in terms of interest rates, charges and customer service levels. We use our comprehensive knowledge of these products to ensure that our clients obtain the best value bank accounts where possible. |
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