Mortgage switching options may well be a smart strategy today with historically low interest rates in the UK. As such, many people realise that examaning their personal remortgage options can be a very good way in which to to obtain lower
monthly mortgage payments and to address expensive credit or debt issues by releasing equity in their property.
To support this process Breathe have developed a unique mortgage switching service t hat has been designed to compliment the process of changing mortgage provider or lender and to identify other ways to save our clients money on their everyday household bills in addition to changing to a new mortgage provider.
The Mortgage Switching Service™
1.
Informal and Friendly Financial Overview Discussion:
This informal telephone conversation will enable us to discuss your requirements and options and to identify if remortgaging could be the most suitable strategy for you to save money and address any other issues.
2.
Introduction To An Approved FSA Registered Mortgage Advisor Partner Organisation:
If remortgaging is seen to be an option that you would like to discuss further then we can, with your permission, ask one of our approved partner organisations to contact you to discuss the advantages and disadvantages of re-mortgaging in greater depth..
3.
Household Utility Bill Supplier Assessment:
As many of our clients switch from thier current lender in order to save money we compliment this strategy by providing a free household bill review to identify if you can save more money by changing to cheaper suppliers of utilities such as gas, electricity and telephone services.Visit our Spending Calculator
4.
Benefits Entitlement Check:
Many of our clients don't realise that they are entitled to a variety of state benefits and as such we also arrange for our customers to obtain a complete Benefits Entitlement Check to identify if they have been missing out on any state benefits that they are entitled to. This service often surprises our clients as they often incorrectly assume that they are not entitled to any additional monetary support.
5.
Energy Efficiency Grant Assessment:
As with the Benefits Entitlement Check facility many of our customers are completely unaware that they may also be entitled to a range of grants that are available from Central and Local Government and utility companies that are available to homeowners for the installation of energy efficiency measures such as central heating systems, cavity wall and loft insulation.
For separate information about available energy efficiency measures click here.
