Helping People With Debt Problems

As the gobal credit crunch worsens in 2009 it is clear that many people in Ireland and the UK will require professional debt help.

Breathe Financial Management has been helping people with debt and money management problems professionally since 2001 and the Debt Advice Team at Breathe understands completely how the stress of money worries can affect all areas of a persons life and not just their financial commitments.

Working in conjunction with Solicitors, Insolvency Practioners and other professionals the Debt Advice Team is here to provide support, and more importantly, direct representation and intervention to our clients when they need it most.

We provide our clients with a compassionate, confidential and friendly debt management service and we have the experience and expertise to be able to put forward creative and holistic solutions to debt problems using all of the formal and informal 'tools' that we have at our disposal.


Debt Repayment Plans

Our Debt Repayment Plan service is often the best method of getting problem debts under control. We will take time to chat with you about your situation and together we will then be able to put in place a realistic debt repayment plan for you to repay your creditors based on what you can realistically afford to offer them after your more important household bills have been protected.

Token or Unemployment Plans

Our Token Payment Plan is essentially a financial support programme for people in the UK and Ireland that are in need of immediate financial crisis support and have very little surplus income to offer the people that they owe money to. 

Our Token Payment Plan provides people with direct access to the professional support offered by Debt Advice Team at a time when debt help is most needed. We offer this service so that those people who may have become recently unemployed and need the support and intervention that we provide in order to deal with their creditors at a time of high stress and uncertainty in these times of economic uncertainty. .